The April 15 filing deadline is roughly a week away, and the IRS is reminding taxpayers who have not filed yet that several free options are still on the table. If you are reading this and you have not filed, here is what you can use right now and where to get help.

Before You File

Review your return for income you may have missed, deductions you should be claiming, and any items that belong on Schedule 1-A. Keep the records that back up the numbers on your return, including pay statements, 1099s, receipts, and proof of any deductible expenses. The faster you can put your hands on documentation if a question comes up later, the easier the rest of the year will be.

Free Filing Help Still Available

• IRS Free File: Open to taxpayers with adjusted gross income of $89,000 or less. Anyone, regardless of income, can also use Free File to submit an extension of time to file.
• VITA and TCE: Volunteer Income Tax Assistance and Tax Counseling for the Elderly offer free preparation for low to moderate income taxpayers and anyone 60 and older. Find a site through the VITA Locator Tool or call 800-906-9887.
• AARP Foundation Tax-Aide: Free preparation at thousands of libraries, malls, banks, community centers, and senior centers. Details at AARP.org/TaxAide or 888-227-7669.
• MilTax: Free federal return and up to five state returns for eligible members of the military community through Military OneSource. No income limits.
• IRS Free File Fillable Forms: Available regardless of income for taxpayers comfortable preparing their own return.

If You Cannot File On Time

An extension gives you until October 15 to file, but it does not give you more time to pay. If you owe, estimate the amount and pay as much as you can by April 15 to limit interest and late payment penalties. The IRS Payments page lists every payment option, including direct pay, debit and credit card, and installment agreements for taxpayers who cannot pay in full.

How BCA Can Help

Last-minute filing is where small mistakes turn into expensive ones. If your situation has gotten more complex this year because of OBBBA changes, gig income, a new business, a 1099-K you were not expecting, or a major life event, a quick professional review before you submit can save more than it costs. Business Compliance Associates works with individuals and small business owners through the deadline and beyond. Reach out and we will help you decide whether to file now, file an extension, or get a second set of eyes on the return you have already prepared.

Source: IRS Tax Tip 2026-29, April 7, 2026.