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It’s National Small Business Week 2026. Here Is What Is Actually Free and Useful This Week.
It’s National Small Business Week. The week runs May 3 through May 9, 2026, and the things actually worth knowing about it fit on one page. Here is BCA’s read. Why this week exists National Small Business Week has been an annual presidential proclamation since 1963, when President John F. Kennedy first declared it. The…
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Negotiating With Creditors and Collectors: A Workflow Guide for Consumers After Charge-Off
If a credit card account has charged off, been sold to a debt buyer, or is generating collector communications, the conversation has changed. The math from BCA’s Credit Card Debt Strategy Guide describes how to pay down balances that are still current; this guide picks up where that math stops applying. The reader here is…
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Paying Down Credit Card Debt: A Strategy Guide for Owner-Operators and Households
A strategy guide for owner-operators and households carrying multi-card balances: avalanche vs snowball, the minimum-payment trap math, balance transfer and consolidation analytically, FDCPA collector-rights framework, state SOL high-level framing, and the 1099-C tax bridge. Public framework + Premium operating kit with one printable companion artifact.
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From Zero to Operating Company: The First-Year Compliance Path for U.S. Small Business Owners
The operating path for a U.S. small business owner: entity choice, formation, EIN, banking, registrations, bookkeeping, hiring, federal elections, calendar, retention, and recovery paths. Public framework + gated operational kit with four printable companion artifacts.
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IRS Enforcement in 2026: A Small Business Owner’s Field Manual for the Automated Era
The IRS in 2026 is smaller, leaner, and more automated. The full field manual on AUR notices, deduction screens, and the documentation that defeats them.
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No Tax on Tips: The 70+ Occupations List Is Final. Here Is What Restaurants, Salons, and Service Businesses Need to Know.
The OBBBA No Tax on Tips final regulations are now in effect. 5,000 cap, 50K/00K MAGI phase-out, 70+ qualifying occupations across 8 Treasury Tipped Occupation Code categories. Plus the SSTB exclusion most coverage misses.
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Got a 1099-C? What Cancellation of Debt Means for Your Tax Return
Form 1099-C looks routine but is generally taxable income. Five IRC section 108 exclusions can reduce or eliminate the tax. Insolvency, bankruptcy, principal residence, farm, and qualified real property business indebtedness.
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Can’t Pay Your 2025 Tax Bill? A Business Owner’s Decision Tree
A 2025 tax bill you cannot pay in full is common in small business. The IRS offers four paths. Pick the one that matches your cash flow reality.
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DEXIT: Why Companies Are Leaving Delaware and Where They’re Going Instead
If you’ve incorporated your business in Delaware, you’re not alone. For decades, Delaware has been the default choice for American companies, from startups to Fortune 500 giants. Over 1.9 million business entities call Delaware home, and roughly two-thirds of Fortune 500 companies are incorporated there. Yet something has shifted. A movement now known as “DEXIT”…
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Clean Energy Tax Credits Are Ending: What Business Owners Should Do Before the Deadlines
Update (April 2026): This article has been corrected to reflect the final phase-out dates enacted under the One, Big, Beautiful Bill Act (P.L. 119-21, signed July 4, 2025). The Section 25C energy-efficient home improvement credit and the Section 25D residential clean energy credit both ended for property placed in service or expenditures made after December…

